CD Rates

 

Bridgewater Savings Bank offers many options to meet your unique financial needs. If you need help deciding which certificate of deposit product is right for you, do not hesitate to contact us. We will be glad to assist.

Deposit Insurance

Congress permanently increased the standard maximum deposit insurance to $250,000 per depositor. All deposits above the FDIC limit are insured in full by the Depositors Insurance Fund.

Certificates of Deposit (CDs)*
Effective 5/16/2012
Program Term APY Minimum Daily Balance to Earn APY
Variable Rate CD
(3-month term based on Treasury Rate. Annual Percentage Yield subject to change after the account has been opened.)
 3 month 0.090% $5,000.00
Fixed Rate CD
 6 month 0.400% $2,000.00
7 month 0.500% $2,000.00
12 month 0.550% $2,000.00
24 month 1.000% $2,000.00
36 month 1.200% $2,000.00
48 month 1.400% $2,000.00
60 month 1.500% $2,000.00
IRA CD
(Variable Rate. Annual Percentage Yield subject to change after the account has been opened.)
 18 month 1.000% $200.00
*Annual Percentage Yield (APY) subject to change. Interest is compounded daily and credited monthly. Substantial penalty assessed on funds withdrawn prior to maturity on all CDs. CDs less than 12 month terms are restricted to residents of Massachusetts. Minimum to open 1,2,3,4 or 5 year term accounts for residents outside of Massachusetts is $5,000.

Contact Bridgewater Savings

For more information on any of our products and services, please use our information request form, stop by any of our convenient branch locations or give us a call at 1-800-356-8622. We’ll be glad to assist you.