Bridgewater Savings | Personal Checking

Convenient Checking With Friendly Service

Bridgewater Savings offers personal checking accounts to match every customer’s needs, from Free Checking to Premium Checking. All our accounts offer many features designed to make your days smoother and easier, including debit MasterCard, online banking and overdraft protection line of credit to avoid the cost and embarrassment of overdrawn checks. And, as always at Bridgewater Savings, every account comes with an unlimited supply of friendly service and the financial expertise of our knowledgeable representatives.

Choose the personal checking account best suited to your needs:

Premium Checking: higher balances earn higher rates of interest
Interest Checking: balances over $10 earn interest
Direct Checking: have your recurrent checks deposited directly
No Minimum Checking: unlimited check-writing, no balance requirements
Free Checking for Seniors: earn interest, pay no monthly service fees
Free Checking: economical checking with unlimited check-writing

Account Type	Minimum to Open	Interest Rate	Monthly Service Charge	Balance to Waive Service Charge	Other Require- ments
Premium Checking	$10	Varies - please call or stop by for current rates	$8 plus 25¢ for each check processed during that month	$2,500	N/A
Interest Checking	$10	Varies - please call or stop by for current rates	$8 plus 25¢ for each check processed during that month	$800	N/A
Direct Checking	$10	None	$4 if no direct deposit is set up for the account	None	A monthly direct deposit is required to avoid the $4 service charge
No Minimum Checking	$10	None	$4	None	N/A
Free Checking for Seniors	$10	Varies - please call or stop by for current rates	None	None	You must be 65 years of age or older
Free Checking	$10	None	None	None	None

Money-Saving Convenience

Bridgewater Savings strives to save you money and make your banking most convenient. For example, most accounts are eligible for a Debit MasterCard, which can be used at any ATM worldwide. Use them at ATMs in the SUM Program and you will avoid ATM surcharges; however Bridgewater Savings Bank foreign ATM fees may still apply.

Furthermore, if you are 65 years or older (or 18 or under) we will waive the monthly service charges and certain fees on one of your personal checking and/or savings accounts at Bridgewater Savings. If you are eligible, please call a Bank representative at 1-800-356-8622 so we can update our records.

And naturally all our deposits are insured by the FDIC up to $250,000 per depositor, with the excess over $250,000 insured by the DIF.

Save More To Save Even More!

Keep $5,000 or more in any combination of Bridgewater Savings Checking, Savings, Money Market or CD accounts—including IRAs—and become a member of the President’s Club. All your accounts will be free of monthly service charges, and you’ll enjoy other fun and money-saving benefits too!

Contact Bridgewater Savings

For more information on any of our products and services, please use our information request form, stop by any of our convenient branch locations or give us a call at 1-800-356-8622. We’ll be glad to assist you.