Money Market Accounts

High Interest Savings With 24-hour Access To Funds

Money market accounts offer the best of all savings options—high rates of interest, no risk and instant access to funds whenever you need them. Bridgewater Savings provides a choice of money market accounts to match your personal savings habits, starting with balances of just $10 to open. Higher deposits earn higher rates of return, encouraging you to save even more!

Choose the statement account option and you can add the convenience of a Debit MasterCard to access funds from any ATM.  You may also make up to six (6) transfers by preauthorized, automatic, telephone transfers, or similiar orders from your account each statement period, but only three (3) may be payments by check to third parties.  A fee of $10 will be charged for each check paid in excess of three in any statement period, and a fee of $10 will be charged for each transfer in excess of six. 

Money Market Accounts are also available in passbook form for those who prefer a continuous record of activity.

  • Money Market Account

This basic account provides a flexible account to grow your money with the accessibility of a personal savings account, all with a minimum balance of $2,500 to earn the premium APY. Choose either the statement or passbook format.

  • Premium Money Market Account

This account provides a unique combination—the high rate of a short-term CD and the accessibility of a savings account, all with a minimum balance of $25,000 to earn the premium APY. Choose either the statement or passbook format.

  • Blue and Gold Money Market Account

Bridgewater Savings’ top-shelf money market account, the Blue and Gold Money Market earns the highest rate of interest, with a minimum deposit of $75,000 to earn the premium APY. Choose the statement format for ATM access and optional limited check-writing abilities.


All our personal savings accounts offer the many convenient services that Bridgewater Savings has designed to make your life easier.

Deposit Insurance

All Bridgewater Savings deposit accounts are insured by the FDIC up to $250,000 per depositor, with the excess over $250,000 insured by the DIF.

Contact Bridgewater Savings

For more information on any of our products and services, please use our information request form, stop by any branch location or give us a call at 1-800-356-8622.

bridgewater savings money market account rates

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