Home Financing

We offer a range of flexible and affordable mortgage options.

First Time Home Buyers
Our wide variety of loan programs and understanding of homebuyers' basic needs make us especially adept at helping first-time buyers... and we are skilled at finding the right mortgage to fit each buyer's situation.

Fixed and Adjustable Rate Mortgages
We offer Fixed Rate Mortgages with various terms to choose from. For more flexibility, you can choose an Adjustable Rate Mortgage (often called an ARM).

Competitive rates and programs are also available for Jumbo Mortgages up to $1,000,000. Higher loan amounts will be considered on a case-by-case basis.

New Construction Mortgages
When you want to build a home, we have several Construction Loans designed to meet your needs. We offer both fixed & adjustable rate loans that convert to mortgages when construction is complete. We will even work with first time home buyers.

Reverse Mortgages
Is your retirement savings tied up in your home, but you aren't ready to move? A Reverse Mortgage may be the answer. Available to those age 62 or older, a Reverse Mortgage lets you convert your home's equity into cash, while retaining ownership of the property. Click here for more information about Reverse Mortgage.

MassHousing Lender
We are proud to be a MassHousing participating lender. MassHousing loan programs are designed to help low- and moderate-income residents of the Commonwealth of Massachusetts afford a home.

Do You Have Less Than Perfect Credit?
No problem! We offer a wide variety of programs for borrowers with less than perfect credit at extremely competitive rates. Our loan experts can match the best program available after careful review of your past and present credit history. We provide fast turn around and quick closings for debt consolidation loans when home owner equity is available. Contact us and a loan expert will help resolve whatever credit problems you may be having.

How to contact us
For more information, or to schedule an appointment, please use our information request form or call 1-800-356-8622.