Home Equity

The Right Loan, Right in Your Neighborhood.

Whether you have a home improvement project to tackle, college tuition to pay, debt to consolidate or an important purchase to finance, we can get you the cash you need with a home equity loan or line of credit. Use the value you’ve invested in your home to improve your quality of life! Interest rates are competitive and decisions are made right here in our community. Apply online or in-person.

  • Home Equity Loan

    A home equity loan is a fully-amortizing fixed rate 2nd mortgage with various terms. The minimum home equity loan is $10,000 and the maximum is $300,000 depending on the equity in your property and borrower qualification. Monthly payments remain constant for the term of the loan.

    Features

    • Minimum loan amount $10,000; maximum $300,000
    • Fixed monthly payments for the term of the loan
    • No application fee
    • Competitive rates
    • Interest may be tax deductible (ask your tax advisor)
  • Home Equity Line of Credit

    A home equity line of credit is a revolving line of credit that allows you to borrow, repay and re-borrow. This is a monthly adjustable rate loan. HELOCs range from $10,000 to $300,000 depending on the equity in your property and borrower qualification. 

    Features

    • Revolving line of credit, ranging from $10,000 to $300,000
    • Monthly adjustable payments
    • Competitive rates