People Pay

People Pay is an easy, secure way for you to make payments to another person using online banking or mobile banking. You can use People Pay to reimburse friends for lunch, pay roommates for rent and other expenses, send a family member birthday gifts, and pay your babysitter, landscaper and more!

There are four convenient ways to use People Pay:

  • Account to Account

    With Account to Account, funds are sent directly to the recipient’s bank account. You will need to provide the recipient's bank routing and account number and type of account (i.e. checking or savings). The funds will be withdrawn from your account as soon as you authorize the payment. Payments are sent via ACH and are received in 1-2 days.

  • Direct to PayPal

    You can send funds directly to the recipient’s PayPal account by providing their email address. The funds will be withdrawn from your account as soon as you authorize the payment. Payments are sent immediately and the funds can be received in 1-3 business days - after the recipient claims the funds.

  • Let the Recipient Choose

    If you're not sure which way to send the funds, let your recipient decide. Pickup instructions are sent to the recipient via email or text to give them the choice of having their funds deposited into their bank account or their PayPal account. You will need to provide either the recipient's email address or mobile phone number to send the payment. The funds will be withdrawn from your account when the recipient claims the payment. Once claimed, the recipient will choose whether to receive the funds into their bank or PayPal account.

  • eGift Card

    Purchase an eGift Card to send your friends or family presents - for any occasion. There are over 100 merchants to choose from, and the list continues to grow. Depending on the merchant, eGift cards may be stored on the recipient's mobile phone, printed out to be used in-store, or used at the merchant’s online site by entering the eGift card number and PIN when making an online purchase.

Start using People Pay

Not yet using Bridgewater@Home?


Existing Bridgewater@Home customers

You must be enrolled in Bridgewater Savings’ Online Banking in order to use People Pay. When using People Pay from a mobile device, message & data rates may apply. Please check with your wireless carrier for more information.