Money Market Accounts

High Interest Savings with 24-Hour Access to Funds.

Where can you find the best of all savings options wrapped up in one account? You’re looking at it! A Money Market Account offers higher interest rates than regular savings, no risk and instant access to funds whenever you need it. Discover our available options and find the Money Market Account that best suits your savings style.

  • Money Market Account

    Grow your money with a basic account that offers the flexibility and accessibility of a personal savings account. Choose the statement or passbook format.

    Features

    • Earns interest
    • Fully insured1
    • Minimum balance of $2,500 required to earn premium APY
    • Make up to six (6) transfers by preauthorized, automatic, telephone transfers, or similar orders, including payments by check to third parties, from your account each statement period2
  • Premium Money Market Account

    We’ve combined the high rate of a short-term CD and the accessibility of a savings account. You get the best of both worlds. Choose either the statement or passbook format.

    Features

    • Earns interest
    • Fully insured1
    • Minimum balance of $25,000 required to earn premium APY
    • Make up to six (6) transfers by preauthorized, automatic, telephone transfers, or similar orders, including payments by check to third parties, from your account each statement period2
  • Blue and Gold Money Market Account

    This top-shelf money market account earns the highest rate of interest. Choose the statement format for ATM access and optional limited check-writing abilities.

    Features

    • Earns interest
    • Fully insured1
    • Minimum balance of $75,000 required to earn premium APY
    • Make up to six (6) transfers by preauthorized, automatic, telephone transfers, or similar orders, including payments by check to third parties, from your account each statement period2

1 All Bridgewater Savings deposit accounts are insured by the FDIC up to $250,000 per depositor, with the excess over $250,000 insured by the DIF.

2 A fee of $10 will be charged for each check paid in excess of three in any statement period, and a fee of $10 will be charged for each transfer in excess of six.