Privacy Policy

Rev May 2012

FACTS

WHAT DOES BRIDGEWATER SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Transaction history and credit history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bridgewater Savings Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Bridgewater Savings Bank share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes –
information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes –
information about your creditworthiness

No

We don't share

For affiliates to market to you

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions?Call 800.356.8622

Who we are

Who is providing the notice?

Bridgewater Savings Bank

What we do

How does Bridgewater Savings Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Bridgewater Savings Bank collect my personal information?

We collect your personal information, for example, when you

  • Open a deposit account, apply for a loan, pay your bills, or deposit money
  • Open a trust or investment account and
  • Show your government-issued ID.

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates for everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

Definitions

Affiliates

Companies related by common ownership or control. They can be financial or nonfinancial companies.

  • Bridgewater Savings Bank has no affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial or nonfinancial companies.

  • Bridgewater Savings Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products and services to you.

  • Our joint marketing partners include financial services companies.