CHECKING
The perfect spot to put your money for day-to-day use. It’s where your debit card pulls from and the ideal destination for your direct deposits.
Flexible and convenient checking accounts
Free checking? Check. The perfect first account for children? Check. Opportunities for cash back? We check that box, too.
Start here to discover the account that’s right for you.
Product Overview
Account Purpose
Ideal for individuals with higher combined balances who are seeking account perks while earning interest on their balance
Account Perks
Special boosted rates on CDs and rebates available on select ATM fees1
1Nationwide ATM surcharges assessed to your account will be rebated monthly, up to a maximum of $10.00 per statement cycle for Silver tier (qualifying balances of $10,000.00-$74,999.99) or $25.00 per statement cycle for Gold tier (qualifying balances of $75,000.00 and up).
Eligibility: AddVantage is only available to personal banking customers. Business entities, including DBAs, are not eligible for this account. Business accounts will not be included in the combined balance calculation. Enrollments are limited to owners of the AddVantage account. Each owner can be on only one AddVantage checking account. The Tax ID of the AddVantage account owner(s) will be the basis for combining qualifying balances. Other accounts with a matching Owner Tax ID will be combined with the AddVantage account for qualifying tier balances. eVantage checking and High-Yield Savings Account balances will not be included in the calculation of the qualifying average daily balance. Monthly service charge of $20.00 is waived if you maintain a minimum qualifying average daily balance of $10,000.00. Accounts can be used in only one AddVantage Checking Account package to calculate the qualifying average daily balance. Only the actual AddVantage account will receive account-level benefits. Other benefits, such as special rates on CDs and safe deposit discounts, are available only to AddVantage account owner(s).
Account Purpose
Great for those who prefer to go digital and want to get cash back on select transactions with no monthly service fee
Account Perks
Earn $0.05 per debit card transaction2, reimbursement on up to 5 out-of-network ATM fees3 and a free debit MasterCard®
Account Purpose
A basic checking option for anyone who wants simplicity and no monthly fees
Account Perks
Unlimited check writing, no per-check charges and no minimum balance required
Account Purpose
Designed specifically for seasoned spenders who are ages 65 and over, with all of the benefits and none of the fuss
Account Perks
Earn interest while enjoying free basic checks and no-per check charge
Account Purpose
An innovative tiered checking account and savings all rolled into one, with features suited to each life phase through age 23, when it automatically phases into a Free Checking Account
Account Perks
Learn financial management skills with a tiered account that grows as the account holder ages
Compare the full list of features for all of our checking accounts
| Account Purpose | Minimum Opening Deposit | Interest Earning | Maintenance and Fees | Account Perks | Online & Mobile Banking | Digital Wallet Compatible | FDIC & DIF Insurance | |
|---|---|---|---|---|---|---|---|---|
| AddVantage Checking | Ideal for individuals with higher combined balances who are seeking account perks while earning interest on their balance | $10.00 | Yes, for balances greater than $10,000.00 | $20.00 per month, which is waived by maintaining a balance of $10,000.00 or greater in combined accounts | Special boosted rates on CDs, rebate available on select ATM fees1, complimentary AddVantage printed checks, free coin counting, 50% discount on safe deposit box rental with autopay, unlimited money orders and treasurer checks, and a Free Debit Mastercard® | Yes | Yes (Apple Pay®, Samsung Pay®) | Yes |
| eVantage Checking | Great for those who prefer to go digital and want to get cash back on select transactions with no monthly service fee | $10.00 | No | No monthly service fee | Earn $0.05 per debit card transaction2, reimbursement on up to 5 out-of-network ATM fees3, and a free debit MasterCard® | Yes | Yes (Apple Pay®, Samsung Pay®) | Yes |
| Free Checking | A basic checking option for anyone who wants simplicity and no monthly fees | $10.00 | No | No monthly service fee | Unlimited check writing, no per-check charges, and a free debit MasterCard® | Yes | Yes (Apple Pay®, Samsung Pay®) | Yes |
| Free Checking for Seniors | Designed specifically for seasoned spenders who are 65 and over, with all of the benefits and none of the fuss | $10.00 | Yes | No monthly service fee | No minimum balance requirement and a free debit MasterCard® | Yes | Yes (Apple Pay®, Samsung Pay®) | Yes |
| Milestone Account | An innovative tiered checking account and savings all rolled into one, with features suited to each life phase through age 23, when it automatically phases into a Free Checking Account | $25.00 | Yes | No monthly service fee | Initial deposit match of $254 and learn financial management skills with ability to earn interest | Depends on tier | Depends on tier | Yes |
1Nationwide ATM surcharges assessed to your account will be rebated monthly, up to a maximum of $10.00 per statement cycle for Silver tier (qualifying balances of $10,000.00-$74,999.99) or $25.00 per statement cycle for Gold tier (qualifying balances of $75,000.00 and up).
2Earn $0.05 per debit card transaction. Qualifying transactions must be met in order to receive the benefits for the statement cycle. Qualifying transactions are determined using the period beginning three processing days before the first day of the monthly statement period and ending three processing days before the last day of the monthly statement period. Processing days are defined as Monday through Saturday, and exclude Sundays and bank holidays. The benefits earned will be credited to your eVantage Checking account on the last day of the statement period. Qualifications per qualifying period include: Five (5) debit card transactions using a debit card connected to the eVantage Checking account and enrollment in eStatements throughout the qualifying period. Debit card awards are not paid for ATM transactions. If you do not meet the qualifying transactions, you will not receive any applicable out-of-network ATM fee reimbursements, nor will you be awarded $.05 for any debit card transactions for that benefit period. ATM reimbursements are limited to five out-of-network ATM transactions per benefit period and do not include ATM surcharges imposed by ATM operators.
3Earn five out-of-network ATM transaction reimbursements. Qualifying transactions must be met in order to receive the benefits for the statement cycle. Qualifying transactions are determined using the period beginning three processing days before the first day of the monthly statement period and ending three processing days before the last day of the monthly statement period. Processing days are defined as Monday through Saturday, and exclude Sundays and bank holidays. The benefits earned will be credited to your eVantage Checking account on the last day of the statement period. Qualifications per qualifying period include: Five (5) debit card transactions using a debit card connected to the eVantage Checking account and enrollment in eStatements throughout the qualifying period. Debit card awards are not paid for ATM transactions. If you do not meet the qualifying transactions, you will not receive any applicable out-of-network ATM fee reimbursements, nor will you be awarded $.05 for any debit card transactions for that benefit period. ATM reimbursements are limited to five out-of-network ATM transactions per benefit period and do not include ATM surcharges imposed by ATM operators.
4Initial account opening bonus will be deposited within the first 30 days after the account is opened and is provided once during the Milestone account lifetime. The initial account opening match is subject to tax reporting requirements.
Mobile Banking App
Transfer funds, check account balances, deposit checks remotely, and make loan payments anytime, anywhere with Bluestone Bank’s Mobile Banking App.
- Card Controls
Manage your cards from the palm of your hand. Card services allow you to enable or disable your card, report it as lost or stolen, set travel preferences, and more.
