Deposit Rates

¹Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Accounts are restricted to residents of Massachusetts, New Hampshire, and Rhode Island.

²AddVantage Checking – Qualifying Average Daily Balance: The qualifying average daily balance is the total of average daily balances for the AddVantage Checking Account and any other eligible personal deposit accounts that have an account owner with the same Tax Identification Number (TIN) as the AddVantage Checking account owners’ TINs. The qualifying average daily balance period begins three processing days before the first day of the monthly statement period and ends three processing days before the last day of the monthly statement period. Processing days are defined as Monday through Saturday, and exclude Sundays and bank holidays. Please note that if your daily balance in your AddVantage Checking account falls below $10.00 any day during the statement cycle, you will not earn interest on your AddVantage Checking account that day.

³Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Interest is calculated and accrued on the account each day based on the amounts in each balance tier and the appropriate interest rate at the end of the day. Each daily accrual is accumulated and paid out at month end. Example: If you have $55,000 in your account every day of the statement cycle, APY on the daily balance of the first $10.01 up to and including $25,000.00 will be 0.01%, APY on the daily balance of the next $25,000.01 up to and including $50,000.00 will be 0.25%, and APY on the daily balance of the next $50,000.01 up to and including $75,000.00 will be 0.50%. Additional account information available upon request.

⁴Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account.

⁵This account is only for consumers and for new funds to the Bank. Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time. The APY will increase from 2.75% to 3.25% for each qualifying period with at least two (2) Automated Clearing House (ACH) credits of $250.00 or more each. Qualification period is defined as beginning three processing days before the first day of the monthly statement period, and ending three processing days before the last day of the monthly statement period. Processing days are defined as Monday through Saturday, and exclude Sundays and bank holidays. This period is used to determine your interest rate for each qualifying period, and the interest earned for each qualifying period will be credited to your account on the last business day of the month. Fees may reduce earnings on the account. Maximum of 6 withdrawals or debits allowed per monthly statement period. After that a $3 fee per withdrawal or debit will apply on every additional withdrawal or debit over 6.

⁶APY varies dependent upon the Money Market tier and the daily balance maintained.

⁷Annual Percentage Yield (APY) is subject to change. Interest is compounded daily and credited monthly. Minimum deposit to open is $2,000.00. A penalty will be assessed on funds withdrawn prior to maturity on all CDs. This is a limited time offer and may be withdrawn at any time.